We’re launching our biggest ever prize giveaway!

To celebrate the launch of our prepaid card, we’ll be making January extra special for one lucky prepaid cardholder and their loved ones by offering a chance to win back the cost of Christmas.

A YouGov Survey estimated that the average British household would spend a WHOPPING £796 on Christmas last year… so that’s what we will load on to the prepaid card of our lucky winner! That’s £796 to spend on anything from grocery shopping through to meals out or to spend in the January sales. Plus, you’ll also earn unlimited cashback on your everyday shopping with your Union Prepaid Plus Cashback card!


Whether you’ve been naughty or nice, it’s no matter to us because everyone is in with a chance of winning.

You must apply for your Union Prepaid Plus Cashback card before 19th December 2016. If you already have a card, you don’t have to do anything!

Good luck!

Get My Card!

Prepaid Plus Cashback Card – £796 Prize Draw Rules:

1. To be entered into the draw you must successfully apply for a Prepaid Plus Cashback card or be a Prepaid Plus cardholder before 19th December 2016.
2. Entrants must be 18 or over, union members and permanent residents in the UK.
3. The promoter of this offer is Union Income Limited (UI). Employees of Union Income Ltd and any company within the Embignell Ltd group, or their agents or families are ineligible.
4. Entry is strictly limited to one entry per member.
5. Entries must be received by 5pm on 19th December 2016. The draw will take place on 20th December 2016 and the winner will be advised by telephone on 21st December 2016.
6. No responsibility is taken for any entry which due to any circumstances is not delivered or is delayed.
7. There will be one winner and one prize.
8. The winner’s name will be made available for a period of 4 weeks after the draw is made. You can find out who the winner was by sending a stamped addressed envelope to Union Prepaid Plus Cashback Card Christmas Draw Result 2016, Union Income Limited, 39/51 Highgate Road, London NW5 1RT.
9. The prize is a £796 free load made to your Union Prepaid Plus Cashback card. There is no cash alternative.
10. Acceptance of the prize will be deemed as permission by the entrant for Union Income Ltd or any company within the Embignell Ltd group to use the winner’s name and photograph in publicity material.
11. The judge’s decision is final and no correspondence will be entered into.
12. Any tax liabilities incurred through participation in the competition are the responsibility of the entrant.
13. By entering this competition, you agree to these terms and conditions.

Get My Card!

Enjoy great cashback savings at over 50 retailers:

Image with logos of cashback (cash back), offers, deals or discounts at Asda, Sainsburys (Sainsbury’s), Mothercare, River Island, Argos, Boots, M&S (Marks and Spencer, Marks & Spencer), Wilko, B&Q (B and Q), GAP, New Look, YO Sushi, Top Man, Homebase, Nero (Café Nero), Outfit, The Works, TopShop (Top Shop), Debenhams, Evans (Evans Cycles), House of Fraser, Watersones, ToysRus (Toys R Us, Toys are us, Toysr’us), Thornton’s (Thorntons), Café Rouge (Cafe Rouge), Zizzi (Zizzis), Wallis, Moss Bros (Moss Brothers), Miss Selfridge, Belgo (Belgos), Halffords (Halford), Bella Italia, Evans, Pizza Express, Goldsmiths, Leslie Davis (Lesley Davis, H Samuel, Treat Me (treatme), Marriott Hotels, Burton, Hotel Voucher Shop, Ernest Jones, BabiesRus (Babies R Us, Babies are Us, Babiesr’us), Papa Johns, BHS, Mappin & Webb (Mappin Webb), Carpetright (Carpet Right), Sleepright (Sleep Right), Dorothy Perkins, TuneTribe (Tune Tribe), Virgin Experience Days

Important information:

There are no credit checks as part of the application, but some identity checks will be made.  

There is a monthly admin fee of £2.95. The first fee will be charged within 30 days of successful application.