Christmas on a shoestring

Paula ClarkChristmas, TipsLeave a Comment

If you’re feeling the pinch this Christmas it might be time to get creative with how and what you gift your loved ones. Here are our top five favourite tips for buying presents on a tight budget: Secret Santa for family and friends Rather than spreading your resources thin by buying presents for every person in your family or friendship … Read More

The cost of Christmas

Paula ClarkChristmas, NewsLeave a Comment

The market research firm, YouGov, revealed that in the lead-up to last Christmas, anticipated spending was down to the lowest level since it began tracking festive finances back in 2012*. However, at £751 the combined cost of gifts, cards, food and decorations still isn’t ‘cheap’ – but it continues a downward trend in spending that began in 2014. The reason? … Read More

Survey shows £300 bill for back-to-school basics

Paula ClarkNewsLeave a Comment

  School might be out for summer but there’s a lesson still to be learned about the importance of pre-term budgeting. It comes after a recent survey from Equifax (September, 2016) found the combined cost of parents getting their children ready for September is nearly £300*. From new uniforms to stationery, sports gear to getting a new school bag, the … Read More

Spring cleaning tips

Paula ClarkTipsLeave a Comment

It’s time to get out of hibernation and ring in the spring. And what better way to start a new season than with a spot of home improvement! Whatever your budget, we’ve got partner retailers like Wilko, B&Q, Homebase, Debenhams, Wyevale Garden Centres and many more on board for all your cleaning and DIY essentials. What’s more, getting equipped will … Read More

Keeping your prepaid card safe

Paula ClarkTipsLeave a Comment

We’ve all heard horror stories from work colleagues, friends, family members or in the news about card fraud and security breaches. Here at Union Prepaid Plus we take customer safety very seriously. However, there are a number of things cardholders can do themselves to help minimise the risk. From running regular antivirus checks on your computer to being extra cautious … Read More

Credit card borrowing on the rise

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UK households had a combined credit card debt of £66.7bn in the year to November, figures from the Bank of England show. The Bank’s monthly Money and Credit report claims consumer credit, which includes car loans and second mortgages as well as credit cards, has risen at its fastest rate in 11 years, up 10.8% over the last 12 months … Read More

19 million people in the UK don’t have an approach to budgeting

Paula ClarkNewsLeave a Comment

A study by insurance company Royal London (released in January 2017) revealed that 19 million people in the UK don’t have an approach to budgeting that they feel works*. The research also found that almost a third (30%) of the UK population struggle to keep up with bills. The findings are particularly timely following research from the Trades Union Congress … Read More