Consumers cut back as confidence tumbles

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According to new figures from YouGov, 61% of Brits expect the UK economy to worsen this year, and many are already looking at cutting down on non-essentials like takeaway meals, gym memberships and coffee shop visits*. More than two thirds (67%) of us have already started to save, or plan to start, of which three in five (61%) aren’t building … Read More

Mum’s the word this month

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In an ideal world, giving mums some recognition for all their hard work would happen every day. But for those of us who sometimes forget to say thank you, Mother’s Day offers the perfect opportunity to show we don’t take them for granted. This year it falls on Sunday 31st March and our partner retailers are already offering some fabulous … Read More

Christmas on a shoestring

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If you’re feeling the pinch this Christmas it might be time to get creative with how and what you gift your loved ones. Here are our top five favourite tips for buying presents on a tight budget: Secret Santa for family and friends Rather than spreading your resources thin by buying presents for every person in your family or friendship … Read More

The cost of Christmas

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The market research firm, YouGov, revealed that in the lead-up to last Christmas, anticipated spending was down to the lowest level since it began tracking festive finances back in 2012*. However, at £751 the combined cost of gifts, cards, food and decorations still isn’t ‘cheap’ – but it continues a downward trend in spending that began in 2014. The reason? … Read More

Survey shows £300 bill for back-to-school basics

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School might be out for summer but there’s a lesson still to be learned about the importance of pre-term budgeting. It comes after a recent survey from Equifax (September, 2016) found the combined cost of parents getting their children ready for September is nearly £300*. From new uniforms to stationery, sports gear to getting a new school bag, the research … Read More

Keeping your prepaid card safe

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We’ve all heard horror stories from work colleagues, friends, family members or in the news about card fraud and security breaches. Here at UNISON Prepaid Plus we take customer safety very seriously. However, there are a number of things cardholders can do themselves to help minimise the risk. From running regular antivirus checks on your computer to being extra cautious on … Read More

Credit card borrowing on the rise

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UK households had a combined credit card debt of £66.7bn in the year to November, figures from the Bank of England show. The Bank’s monthly Money and Credit report claims consumer credit, which includes car loans and second mortgages as well as credit cards, has risen at its fastest rate in 11 years, up 10.8% over the last 12 months … Read More

Spring Cleaning Tips

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It’s time to get out of hibernation and ring in the spring. And what better way to start a new season than with a spot of home improvement! Whatever your budget, we’ve got partner retailers like Wilko, B&Q, Homebase, Debenhams, Wyevale Garden Centres and many more on board for all your cleaning and DIY essentials. What’s more, getting equipped will … Read More