It’s free to use your prepaid card in-store or online anywhere in the UK!

With no charges to use in-store and online anywhere in the UK and just a small monthly admin cost of £2.95, we’re confident this is one of the easiest to use prepaid cards with very competitive cashback rates on the market. See below for a summary of costs and full list of fees:

Card activation  –  Free
Direct debit load fee   –  Free
Debit card load fee  –  Free if over £200 (40p if less)
UK ATM withdrawal  –  £0.95
Monthly admin fee  –  £2.95

(The first monthly admin fee will be charged within 30 days of successful application)

Of course, any charges can easily be recouped by the cashback you make by using your card at over 70 major retailers.* There’s no minimum or maximum spend requirement, nor any limit on how much cashback you can earn.

* Range of brands, levels of discounts and cashback are subject to change.

Great cashback savings at over 70 retailers:

Image with logos of cashback (cash back), offers, deals or discounts at Asda, Sainsburys (Sainsbury’s), Mothercare, River Island, Argos, Boots, M&S (Marks and Spencer, Marks & Spencer), Wilko, B&Q (B and Q), GAP, New Look, YO Sushi, Top Man, Homebase, Nero (Café Nero), Outfit, The Works, TopShop (Top Shop), Debenhams, Evans (Evans Cycles), House of Fraser, Watersones, ToysRus (Toys R Us, Toys are us, Toysr’us), Thornton’s (Thorntons), Café Rouge (Cafe Rouge), Zizzi (Zizzis), Wallis, Moss Bros (Moss Brothers), Miss Selfridge, Belgo (Belgos), Halffords (Halford), Bella Italia, Evans, Pizza Express, Goldsmiths, Leslie Davis (Lesley Davis, H Samuel, Treat Me (treatme), Marriott Hotels, Burton, Hotel Voucher Shop, Ernest Jones, BabiesRus (Babies R Us, Babies are Us, Babiesr’us), Papa Johns, BHS, Mappin & Webb (Mappin Webb), Carpetright (Carpet Right), Sleepright (Sleep Right), Dorothy Perkins, TuneTribe (Tune Tribe), Virgin Experience Days

Full list of fees

(for Terms and Conditions please click here):

Fee Type

Monthly Fee £2.95 per Account where an Available Balance remains on the Card.
Additional Card £10
UK ATM withdrawal fee £0.95 per withdrawal
Overseas withdrawal fee £2.00 per withdrawal
Debit card INSTANT top up fee 40p or free for tops-ups greater than £200
Debit card regular monthly top up 40p or free over £200 load
Direct Debit Top-Up Fee FREE
Wage Transfer FREE
Foreign transaction fee for Merchant transactions 2.5% of the transaction amount
Replacement Card fee for lost Card £10
Redemption fee (where applicable) £5 (or the Available Balance if lower than the said redemption fee)
Administration fee (for expired Cards with an Available Balance) £5 (per month)
Dormancy fee (for Cards which have been in issue for at least 2 years but have not been used for 12 consecutive months) £5 (per month)
Upgrading a Restricted Card £5

Important information:

There are no credit checks as part of the application, but some identity checks will be made.  

There is a monthly admin fee of £2.95. The first fee will be charged within 30 days of successful application.