Certain conditions apply to some retailers meaning that although the card will be accepted as a payment method, no savings are applicable in those circumstances or for the items indicated.

If you are buying goods online then please check that the transaction is being made with our retail partners rather than a 3rd party supplier. For instance, large white goods are often supplied by a 3rd party supplier who is not included in our cashback scheme and will process the payment under their own name e.g. AO.com not the retailers. Please refer to the original retailer’s website T&Cs.

As a guide, please refer to the online terms and conditions, payment information, partner sites and FAQs on the retailers website.

If you are unsure, then before proceeding please contact customer services who will be pleased to assist and advise.

Listed below are some of the exclusions, please note this list is not comprehensive.

American Golf
Gift Cards
Outlet Stores

Gift Cards
Lottery tickets

Boots Hearingcare (David Ormerod Hearing)

Caffe Nero
Yo Yo Caffe Nero Mobile App

Virgin Holiday concessions.

Online transactions at Gap UK, Gap EU
Banana Republic

Online transactions

Halfords Autocentres

All Laithwaites Concession Stores

Marks and Spencer
M&S BP Connect stores

National Express
Authorised Resellers
National Express Agents
Eurolines offices in UK and Europe

Papa Johns
Welcome Break Motorway Service Stations
Haven or Butlins Holiday Parks
University Campus sites
Northern and Republic of Ireland locations

Pizza Hut
Excludes Northern Ireland, Butlins Minehead and Jersey (plus any other not in Pizza Hut franchise).
Not valid at Pizza Hut Delivery

Tobacco products
National Lottery
Postage stamps
Sainsbury’s & 3rd party gift cards
Infant formula food or milk
Mobile phone top-up vouchers & cards
Restaurants and concessions

Sainsburys transactions can take longer for cashback to be processed due to their procedure for calculating eligible spend – this could take as long as 6 – 7 weeks.

The White Company
All temporary or pop-up stores

Wyevale Garden Centres
Exclusions apply, click here for details

Restaurants within Harvey Nichols
Restaurants within House of Fraser
Restaurants within Selfridges

Please note – online purchases of Retail Vouchers and Gift Cards are excluded.

Remember you earn cashback at over 50 retailers (Retailers, levels of discounts and cashback are subject to change):