It’s free to use your prepaid card in-store or online anywhere in the UK!
With no charges to use in-store and online anywhere in the UK and just a small monthly admin cost of £2.95, we’re confident this is one of the easiest to use prepaid cards with very competitive cashback rates on the market. See below for a summary of costs and full list of fees:
Card activation – Free
Direct debit load fee – Free
Debit card load fee – Free if over £200 (40p if less)
UK ATM withdrawal – £0.95
Monthly admin fee – £2.95
(The first monthly admin fee will be charged within 30 days of successful application)
Of course, any charges can easily be recouped by the cashback you make by using your card at over 70 major retailers.* There’s no minimum or maximum spend requirement, nor any limit on how much cashback you can earn.
* Range of brands, levels of discounts and cashback are subject to change.
Great cashback savings at over 70 retailers:
FULL LIST OF FEES
(for Terms and Conditions please click here):
| Fee Type | Cost |
| Monthly Fee | £2.95 per Account where an Available Balance remains on the Card. |
| Additional Card | £10 |
| UK ATM withdrawal fee | £0.95 per withdrawal |
| Overseas withdrawal fee | £2.00 per withdrawal |
| Debit card INSTANT top up fee | 40p or free for tops-ups greater than £200 |
| Debit card regular monthly top up | 40p or free over £200 load |
| Direct Debit Top-Up Fee | FREE |
| Wage Transfer | FREE |
| Foreign transaction fee for Merchant transactions | 2.5% of the transaction amount |
| Replacement Card fee for lost Card | £10 |
| Redemption fee (where applicable) | £5 (or the Available Balance if lower than the said redemption fee) |
| Administration fee (for expired Cards with an Available Balance) | £5 (per month) |
| Dormancy fee (for Cards which have been in issue for at least 2 years but have not been used for 12 consecutive months) | £5 (per month) |
| Upgrading a Restricted Card | £5 |
Important information:
There are no credit checks as part of the application, but some identity checks will be made.
There is a monthly admin fee of £2.95. The first fee will be charged within 30 days of successful application.